FIRST Insurance Funding Integrates with ePayPolicy to Make Financing at Checkout Easier for Insurance Industry

PR Newswire
Monday, August 25, 2025 at 1:05pm UTC

FIRST Insurance Funding Integrates with ePayPolicy to Make Financing at Checkout Easier for Insurance Industry

PR Newswire

NORTHBROOK, Ill., Aug. 25, 2025 /PRNewswire/ -- FIRST Insurance Funding, a division of Lake Forest Bank & Trust Company, N.A. ("FIRST") is proud to announce an integration with ePayPolicy to make its premium financing solutions for insurance companies simpler to access.

At checkout, insureds will have the flexibility to choose between pay-in-full and premium financing options, clearly displayed side-by-side. Clients who opt for premium financing can seamlessly complete enrollment through FIRST Insurance Funding with simplified terms and a fast, integrated experience. As a trusted ePayPolicy partner, FIRST offers robust, customized financing solutions, empowering insurance providers to deliver choice while maintaining efficiency and service excellence.

With ePayPolicy's latest feature release, Finance Connect, FIRST can now offer the same convenience when paying premiums online.

"Our collaboration on Finance Connect reflects a shared vision to bring greater convenience and digital transformation to the insurance industry. We're thrilled to offer our agents a simple, embedded solution that streamlines their premium financing options directly within their existing ePayPolicy workflow, enhancing productivity without disruption," stated Dana French, Executive Vice President of Strategic Initiatives at FIRST.

By utilizing ePayPolicy's new feature, FIRST's customers can now enroll in financing – complete with e-signed premium finance agreements and automatic payments – in a single online session, utilizing secure connections to FIRST's systems and popular industry management systems.

French said, "We are confident that this integration will lighten the load for our clients' busy employees, boosting their daily productivity and making the entire sales and payment process much smoother for their agency."

Key Features

  • Allows insurance companies to work with their existing PFC partners.
  • Premium financing options are presented at checkout alongside pay-in-full options.
  • Simplified financing enrollment and upfront terms for insureds.
  • Conveniently generates consolidated premium finance agreements (PFAs).
  • ePayPolicy is integrated with over 90% of popular agency management systems, saving time and manual data entry.

About FIRST Insurance Funding

FIRST Insurance Funding, a Division of Lake Forest Bank & Trust Company, N.A., is one of North America's largest premium finance companies, with more than $16 billion in loans financed annually. For over 30 years, it has built a reputation for providing superior, flexible service, and innovative payment solutions. FIRST is a leader in integrations with pioneering Insurtech companies, allowing them to increase their value proposition with the latest premium finance technology. It is a true partner to insurance industry clients and equips them with customized tools and solutions for their unique goals. Web site address: www.firstinsurancefunding.com

About Wintrust
Wintrust is a financial holding company with assets of approximately $65 billion whose common stock is traded on the NASDAQ Global Select Market. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while focusing on providing service-based community banking to each and every customer. Wintrust operates fifteen community bank subsidiaries, with over 170 banking locations located in the greater Chicago and southern Wisconsin market areas. Additionally, Wintrust operates various non-bank business units including business units which provide commercial and life insurance premium financing in the United States, a premium finance company operating in Canada, a company providing short-term accounts receivable financing and value-added out-sourced administrative services to the temporary staffing services industry, a business unit engaging primarily in the origination and purchase of residential mortgages for sale into the secondary market throughout the United States, and companies providing wealth management services and qualified intermediary services for tax-deferred Exchanges. Web site address: www.wintrust.com

About ePayPolicy
ePayPolicy offers easier payment tools, built just for insurance. ePayPolicy's products bring insurance payments up to speed for agencies, carriers, MGAs and PFCs, with secure online payment pages, automated check processing, payables reconciliation and more. 7,500+ insurance companies trust ePayPolicy and their expert, live support team to handle their payments every day. Learn more: ePayPolicy.com

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SOURCE ePayPolicy